Money is a Commodity. Value is in the Process. The Illusion of Money as the “Key” If you’ve spent any time in real estate investing — whether flipping, holding rentals, or scaling into short-term rentals — you’ve probably heard the same question again and again: *“Where do you get your money?”* It’s as if the entire business hinges on finding…
Why Real Estate Investors Borrow Instead of Using Their Own Cash When it comes to building wealth in real estate, many newcomers assume the fastest way to financial freedom is to pay cash and own everything outright. In reality, most of the world’s biggest real estate fortunes were built by using other people’s money—through borrowing, creative financing, and strategic leverage….
Why More Finance Options Can Mean Fewer Sales In equipment sales, everyone wants to create a great customer experience. One common way vendors try to do this is by offering multiple financing options—sometimes even creating a “Financing” page on their website listing several different lenders. On the surface, it feels like a win: more options, more flexibility, more ways to…
Don’t Take Our Word for It – Here’s Why Kansas City Customers Love Working With Us When you’re a real estate professional, choosing the right lender can make or break your deal. In a competitive market like Kansas City, speed, service, and trust matter more than ever. We could tell you all day why we believe SLS Financial is the…
When the Industry Zigs, It’s Time to Zag: How Category Creation Wins in Commercial Finance Why Following the Crowd is a Shortcut to Obscurity In today’s commercial finance landscape, it’s tempting to benchmark success against the nearest competitor—better rates, faster approvals, lower fees. But this approach is a trap. It’s a race to the bottom that commoditizes your service, thins…
From Credit Card Debt to Real Estate Empire: The True Story of David Lichtenstein Every real estate mogul has a starting point—but not all of them start with maxed-out credit cards. David Lichtenstein did. And with savvy access to capital, relentless reinvestment, and some serious strategic nerve, he turned that bold first step into a multi-billion-dollar portfolio. This is the…
Why Thoughtful Exceptions Make Financing Exceptional In today’s market, many lenders lean on rigid scoring models and default decisions. But real businesses don’t run by algorithm—and neither do we. At SLS Financial, we believe that thoughtful exceptions and common-sense audibles are what set great financing partners apart from the rest. We don’t look for reasons to say “no.” We look…
5 Long-Term Career Paths in Business Lending As businesses grow, so does the demand for access to capital. The business lending industry plays a pivotal role in supporting entrepreneurship, innovation, and expansion across all sectors. For professionals seeking a rewarding and scalable career, business lending offers several distinct long-term paths—each with its own responsibilities, skill sets, and potential for advancement….
The Hidden Costs of Real Estate Investor Financing: Why the Lowest Rate May Cost You the Most Don’t Be Fooled by a Teaser Rate Many real estate investors make the mistake of shopping lenders based only on interest rates and origination fees. But beneath the surface lies a minefield of hidden costs—fees that creep in after the closing and chip…
The Plaza Effect: How Kansas City’s Iconic Neighborhood Shaped Today’s Real Estate Opportunities A Legacy Born in 1923 When Kansas City developer J.C. Nichols unveiled the Country Club Plaza in 1923, he wasn’t just building a shopping district — he was reshaping the very idea of urban planning. Inspired by Seville, Spain, the Plaza was the first shopping center in…