Why Working with Banks Still Wins in Equipment Finance The Case for Stability in a Fast-Changing Industry In today’s fast-moving equipment finance world, boutique lenders and independent brokers seem to appear overnight — each promising speed, flexibility, and “innovative” funding options. But as many vendors and borrowers have learned the hard way, these players can be *here today and gone…
The Truth About “No-Doc” Loans: Why They’re Hurting More Deals Than They’re Helping What Are “No-Doc” Loans? In the wake of rising investor activity, some lenders have started promoting so-called *“no-documentation loans”* — products that promise fast approvals with minimal paperwork. On the surface, that might sound convenient. Who wouldn’t want to skip the paperwork and get instant access to…
Real Estate Success Story: How One Couple Used Smart Borrowing to Build Passive Income and Retire Early The Backstory Chris and Debbie Emick were an ordinary couple living in Colorado. Debbie was a school teacher, and Chris worked in IT. When Debbie was diagnosed with an autoimmune illness in 2014, they began to rethink their lifestyle and priorities. They didn’t…
Knowing When to Sell — and When to Hold — in Real Estate Investing In real estate, timing can make or break an investment. The decision to sell or hold isn’t just about what the market is doing today — it’s about your strategy, goals, and readiness for what’s next. Both choices have value, and knowing when each makes sense…
Why Brokering Equipment Finance Can Lead to a Race to the Bottom The Challenge with Brokering Every Deal In the equipment finance industry, it’s tempting to think that brokering transactions across multiple lenders ensures the best outcome. After all, more options must mean more flexibility, right? Unfortunately, what often happens is quite the opposite. When deals are shopped around, it…
Getting Your Personal Finances in Order Before Investing in Real Estate Why Preparation Matters Real estate investing is one of the most effective ways to build long-term wealth. But before you can make an offer on that first—or next—property, your personal finances need to be in order. Lenders want to see discipline, liquidity, and creditworthiness before extending capital. Laying the…
Stop Sending Customers on a Financing Safari When a buyer is ready to purchase and asks about payments, the last thing we should do is pack their bags, point them toward the wilderness of the internet, and tell them to go explore financing options elsewhere. That is not a payments option, it is a scavenger hunt. And spoiler alert: most…
Why Testing a New Equipment Finance Company with Declined Applications Is a Bad Strategy The Problem with Decline Recycling When evaluating a new equipment finance partner, many companies start by sending them the “bottom desk drawer” deals—the ones that have already been declined elsewhere. While it might feel like a low-risk way to test them, this method almost guarantees disappointment….
Why Most Financing Partnerships Fail in Equipment Sales Many equipment sales companies partner with traditional finance providers to help customers afford purchases. On the surface, this makes sense — offer financing, sell more equipment. But in reality, most of these partnerships fall short. Here’s why, backed by available data, and how SLS is changing the game. The Problems with Traditional…
What a 25 Basis Point Fed Rate Cut Means for Real Estate Investors The Fed’s Latest Move The Federal Reserve recently cut its benchmark interest rate by **25 basis points (0.25%)**. While modest, this move signals a shift toward easing monetary policy in response to softening job growth and persistent inflation pressures. For real estate investors, this change has both…
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