Why Your Finance Platform Must Do Three Things to Help You Sell More Equipment In today’s equipment marketplace, the financing experience is as critical as the iron on the lot. If you’re a dealer, manufacturer, or e-commerce seller, your finance platform shouldn’t just process applications—it should help you close more sales. To do that, it must deliver on three core…
Real Estate Success Story: How One Couple Used Smart Borrowing to Build Passive Income and Retire Early The Backstory Chris and Debbie Emick were an ordinary couple living in Colorado. Debbie was a school teacher, and Chris worked in IT. When Debbie was diagnosed with an autoimmune illness in 2014, they began to rethink their lifestyle and priorities. They didn’t…
Knowing When to Sell — and When to Hold — in Real Estate Investing In real estate, timing can make or break an investment. The decision to sell or hold isn’t just about what the market is doing today — it’s about your strategy, goals, and readiness for what’s next. Both choices have value, and knowing when each makes sense…
Getting Your Personal Finances in Order Before Investing in Real Estate Why Preparation Matters Real estate investing is one of the most effective ways to build long-term wealth. But before you can make an offer on that first—or next—property, your personal finances need to be in order. Lenders want to see discipline, liquidity, and creditworthiness before extending capital. Laying the…
Stop Sending Customers on a Financing Safari When a buyer is ready to purchase and asks about payments, the last thing we should do is pack their bags, point them toward the wilderness of the internet, and tell them to go explore financing options elsewhere. That is not a payments option, it is a scavenger hunt. And spoiler alert: most…
Why Testing a New Equipment Finance Company with Declined Applications Is a Bad Strategy The Problem with Decline Recycling When evaluating a new equipment finance partner, many companies start by sending them the “bottom desk drawer” deals—the ones that have already been declined elsewhere. While it might feel like a low-risk way to test them, this method almost guarantees disappointment….
What a 25 Basis Point Fed Rate Cut Means for Real Estate Investors The Fed’s Latest Move The Federal Reserve recently cut its benchmark interest rate by **25 basis points (0.25%)**. While modest, this move signals a shift toward easing monetary policy in response to softening job growth and persistent inflation pressures. For real estate investors, this change has both…
Bouncing Back Strong: How One Investor Built a Rental Empire After the 2008 Crash The Collapse That Shook Real Estate In 2008, the U.S. housing market collapsed almost overnight. Property values plummeted, lending froze, and investors across the country were left scrambling. Many lost everything. But for some, the crash became a turning point that set the stage for an…
Money is a Commodity. Value is in the Process. The Illusion of Money as the “Key” If you’ve spent any time in real estate investing — whether flipping, holding rentals, or scaling into short-term rentals — you’ve probably heard the same question again and again: *“Where do you get your money?”* It’s as if the entire business hinges on finding…
Why Real Estate Investors Borrow Instead of Using Their Own Cash When it comes to building wealth in real estate, many newcomers assume the fastest way to financial freedom is to pay cash and own everything outright. In reality, most of the world’s biggest real estate fortunes were built by using other people’s money—through borrowing, creative financing, and strategic leverage….
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