The Hidden Costs of Real Estate Investor Financing: Why the Lowest Rate May Cost You the Most Don’t Be Fooled by a Teaser Rate Many real estate investors make the mistake of shopping lenders based only on interest rates and origination fees. But beneath the surface lies a minefield of hidden costs—fees that creep in after the closing and chip…
The Plaza Effect: How Kansas City’s Iconic Neighborhood Shaped Today’s Real Estate Opportunities A Legacy Born in 1923 When Kansas City developer J.C. Nichols unveiled the Country Club Plaza in 1923, he wasn’t just building a shopping district — he was reshaping the very idea of urban planning. Inspired by Seville, Spain, the Plaza was the first shopping center in…
A Common-Sense Revolution: How SLS Built a 360° Commercial Credit Scoring Model That Thinks Like a Lender Rethinking Risk, Reclaiming Judgement At SLS Financial, we’ve long believed that smart lending goes beyond what credit reports and scorecards can show. In a space increasingly dominated by automation and rigid credit boxes, we built something different—something better. Our commercial credit scoring model…
Should You Repair or Replace That Equipment? How Equipment Financing and Leasing Can Help Make the Right Call When your equipment breaks down or becomes less reliable, it puts you at a crossroads: do you repair it again or invest in a new piece? The answer isn’t always straightforward. But by looking closely at the true cos
How a First-Time Investor Landed a $3M Commercial Real Estate Deal with No Experience From Firefighting to Finance: The Jeremy Barker Story Jeremy Barker didn’t come from wealth. He wasn’t a finance grad or a seasoned real estate agent. In fact, just a few years ago, he was working as a firefighter and laborer, bringing home around $1,600 a month….
How a Real Estate Investor Beat Airbnb Saturation with One Smart Pivot Meet Manny Reyna: From Army Medic to Real Estate Strategist Not every real estate success story begins with deep pockets or a family legacy. For Manny Reyna, it started with a uniform, discipline from his time as a U.S. Army medic, and a zero-down VA loan. After leaving…
Why Rate Isn’t Always the Real Story: How Warren Buffett Helped GE Stay Afloat Capital in Crisis: A Real-World Example In late 2008, as the financial world teetered on the edge of collapse, even the most iconic American companies were struggling to stay liquid. General Electric—yes, that GE—wasn’t immune. With a massive finance division and a sprawling industrial empire, the…
From Food Stamps to Financial Freedom: The Real-Life Story of Ashley Hamilton’s Real Estate Rise Starting with Nothing but Grit Ashley Hamilton didn’t grow up in the real estate world. In fact, she started her investing journey as a single mother in Detroit, working at CVS, living on food stamps, and struggling to make ends meet. But she had something…
What Does It Mean When a Property Has “Good Bones”? In the world of real estate investment, the phrase “good bones” is music to an investor’s ears. It typically refers to a property with strong foundational elements—like a solid structure, durable roof, and sound framing—that can support remodeling and value-add renovations. But how do you know if a property truly…
Hidden Upside: Surprising Ways to Boost Property ROI Before You Sell Savvy investors know the typical tactics to boost property value: kitchen remodels, curb appeal, staging. But what separates the good flips from the truly exceptional exits are the lesser-known levers that can supercharge return on investment. Below are some often-overlooked ways to increase a property’s upside and ensure you…
![](https://slsfinancial.com/wp-content/uploads/2022/06/S-and-P-White.png")
