No Such Thing as a Free Lunch: The Truth Behind 0% Equipment Financing Let’s say a manufacturer is dangling a shiny “0% financing” carrot in front of you for that brand-new machine. Sounds like a dream, right? No interest, no extra cost, no brainer! Well… not so fast. Because here’s the deal: there’s no such thing as a free lunch…
Why Flexible Early Payoff Matters More Than the Rate in Equipment Financing The Trap of Chasing a Low Rate When it comes to equipment financing, everyone loves a low rate. But here’s the truth bomb: the rate doesn’t always tell the full story. Many finance agreements are non-cancellable, meaning: You can’t pay off early and save on interest You still…
Why “Application Only” Equipment Financing Might Be the Worst Option for Your Business The Illusion of Simplicity At first glance, “application only” equipment financing programs sound like a dream—just sign your name and you’re off to the races. No financials, no hassle, no questions. But what looks like a shortcut is often a detour that leads your business away from…
What Do Lenders Look for in Business Bank Statements for Equipment Financing? Why Business Bank Statements Matter When applying for equipment financing, many business owners focus on credit scores or time in business. But another vital element—often overlooked—is your business checking account. Why? Because it tells the real story of how your business handles money, in real time. 1. Consistent…
From Deal Finder to Deal Closer: 5 Habits of Investors Who Always Get Funded The Difference Between Finding Deals and Actually Closing Them Let’s cut to it: There are investors who find good real estate opportunities… and there are investors who close them—again and again—with strong funding partners behind them. At SLS Financial, we’ve worked with both. And after reviewing…
The 3 Silent Killers of Real Estate Growth—And How to Outsmart Them Why Real Estate Investors Stall After Their First Wins Let’s be real: most real estate investors don’t fail because they didn’t “hustle” hard enough. They fail quietly, after closing two or three successful deals, because growth hits a wall. And in our world, that wall usually isn’t a…
Want to Sell More Equipment Online? Embed the Finance Button—Right Next to “Add to Cart” The Checkout Problem You’re Not Seeing You’ve optimized your e-commerce site. Beautiful product pages, fast load times, smooth cart experience—check, check, check. But there’s one silent killer of conversions that you’re probably not thinking about: the lack of embedded financing options. If your checkout experience…
The Unsung Hero of Equipment Financing: A Fast “No” Why a Fast “No” is a Dealer’s Best Friend Imagine you’re a sales rep. You’ve got three hot leads on your desk, one old coffee, and exactly 23 emails waiting for a reply. You submit a financing app and… crickets. Days go by. The buyer’s enthusiasm wanes. Meanwhile, that machine is…
Why 80% of Business Lenders Serve Only 20% of the Market The Financing Gap No One Talks About In the small-ticket equipment financing world—covering everything from landscaping tools to welding rigs—a troubling disconnect has emerged. Despite billions in annual opportunity, the vast majority of business lenders focus on just a sliver of the applicant pool. Why? Because their processes, platforms,…
What Is an Acceptable Yield on a Fix-and-Flip Property? What Is an “Acceptable” Yield? There’s no universal yield target that fits every investor, but many seasoned fix-and-flip professionals aim for a minimum 15%–20% return on total project cost, including purchase price, rehab, holding costs, and selling expenses. For higher-risk markets or properties requiring significant rehab, even more cushion is advised….
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