Why Unified Financing Is Better—for Everyone Why Are We Still Fragmenting the Financing Experience? In today’s equipment finance world, it’s common to see brokers and equipment sales organizations piecing together a patchwork of lending options: A bank lender for prime credits An app-only lender for “speed” A lease-to-own partner for challenged customers A microticket specialist for small-dollar deals A story…
Money Is a Commodity — Value Is in the Process The Harsh Truth About Lending In today’s equipment finance landscape, it’s time to confront an uncomfortable truth: money is just a commodity. Capital, on its own, is not special. It’s not scarce. And for borrowers, it’s not hard to find. If you’re in the business of simply offering money, you’re…
Why Smart Businesses Finance Equipment Instead of Paying Cash Fueling Growth Without Draining the Tank When it comes to acquiring new equipment, many business owners default to a simple question: “Do we have enough cash in the bank to pay for it?” But that’s not the smartest question to ask. Instead, forward-thinking leaders ask: “How can I best deploy my…
No Such Thing as a Free Lunch: The Truth Behind 0% Equipment Financing Let’s say a manufacturer is dangling a shiny “0% financing” carrot in front of you for that brand-new machine. Sounds like a dream, right? No interest, no extra cost, no brainer! Well… not so fast. Because here’s the deal: there’s no such thing as a free lunch…
Why Flexible Early Payoff Matters More Than the Rate in Equipment Financing The Trap of Chasing a Low Rate When it comes to equipment financing, everyone loves a low rate. But here’s the truth bomb: the rate doesn’t always tell the full story. Many finance agreements are non-cancellable, meaning: You can’t pay off early and save on interest You still…
The Unsung Hero of Equipment Financing: A Fast “No” Why a Fast “No” is a Dealer’s Best Friend Imagine you’re a sales rep. You’ve got three hot leads on your desk, one old coffee, and exactly 23 emails waiting for a reply. You submit a financing app and… crickets. Days go by. The buyer’s enthusiasm wanes. Meanwhile, that machine is…
Understanding the Difference Between Equipment Leases and Equipment Finance Agreements (EFAs) When it comes to financing equipment, businesses have a variety of options available, with two of the most common being equipment leases and equipment finance agreements (EFAs). Both offer unique advantages depending on the business’s needs, financial position, and tax strategies. Despite the differences in structure, it’s important to…
Cut Costs, Not Quality: How Fiber Laser Cutting Machines Can Build You a Side Hustle That Pays for Itself Ever dream of making extra money without spending your own cash upfront? That’s no longer just wishful thinking—it’s a proven strategy when you combine the power of a fiber laser cutting machine with smart equipment financing. From custom signage to engraved…
Not All Title Agencies and Lenders Are Created Equal: What Real Estate Investors Need to Know When it comes to real estate investing, you’ve probably heard the phrase “you make your money when you buy.” While that’s true, who you work with during the buying process can make or break your deal just as quickly. Title agencies and lenders are…
7 Pro Tips for Buying Equipment from a Private Party Seller Let’s be honest — buying equipment from a private party can feel like a Craigslist gamble. One day you’re scoring a great deal on a used backhoe, the next you’re explaining to your accountant why a guy named “Big Mike” disappeared with your money and the machine. But done…
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