The Unsung Hero of Equipment Financing: A Fast “No” Why a Fast “No” is a Dealer’s Best Friend Imagine you’re a sales rep. You’ve got three hot leads on your desk, one old coffee, and exactly 23 emails waiting for a reply. You submit a financing app and… crickets. Days go by. The buyer’s enthusiasm wanes. Meanwhile, that machine is…
Why 80% of Business Lenders Serve Only 20% of the Market The Financing Gap No One Talks About In the small-ticket equipment financing world—covering everything from landscaping tools to welding rigs—a troubling disconnect has emerged. Despite billions in annual opportunity, the vast majority of business lenders focus on just a sliver of the applicant pool. Why? Because their processes, platforms,…
What Is an Acceptable Yield on a Fix-and-Flip Property? What Is an “Acceptable” Yield? There’s no universal yield target that fits every investor, but many seasoned fix-and-flip professionals aim for a minimum 15%–20% return on total project cost, including purchase price, rehab, holding costs, and selling expenses. For higher-risk markets or properties requiring significant rehab, even more cushion is advised….
How to Calculate ROI and ROE for Rental Real Estate: Understanding When to Sell and When to Hold Real estate investment is often praised for its ability to generate passive income and long-term wealth. However, savvy investors know that the key to maximizing returns lies not just in acquisition, but in smart portfolio management—knowing when to hold and when to…
Understanding the Difference Between Equipment Leases and Equipment Finance Agreements (EFAs) When it comes to financing equipment, businesses have a variety of options available, with two of the most common being equipment leases and equipment finance agreements (EFAs). Both offer unique advantages depending on the business’s needs, financial position, and tax strategies. Despite the differences in structure, it’s important to…
Why Fix & Flips May Be the Bright Spot in a Sluggish New Construction Market The U.S. housing market continues to adapt to shifting economic pressures, interest rate uncertainty, and constrained new home construction. While many investors and developers have pulled back on speculative new builds, fix-and-flip real estate is showing signs of resilience—and in many markets, it’s becoming the…
6 Things More Important Than Personal Credit for Real Estate Investment Success When most people think of real estate investing, they assume success begins and ends with a good credit score. While credit can certainly open doors—especially in conventional lending—it’s far from the only factor that determines whether you’ll thrive as an investor. In fact, many seasoned real estate investors…
How to Start a Landscaping Business with Equipment That Pays for Itself Why You Don’t Need to Own Equipment (Yet) to Make Landscaping Money So you’ve got the ambition, the hustle, and maybe even a few yards already lined up. But here’s the catch: you don’t own any equipment. No mower. No chipper. Just a dream, a strong back, and…
Is Your Rental Actually Cash Flowing or Just Delaying Expenses? The Myth of Positive Cash Flow Most investors love saying, “My rental cash flows every month.” But what if the reality isn’t quite as rosy? A rental property might show a small monthly surplus, yet underneath the surface, deferred maintenance, upcoming repairs, and vacancy risks are quietly stacking up. This…
Cut Costs, Not Quality: How Fiber Laser Cutting Machines Can Build You a Side Hustle That Pays for Itself Ever dream of making extra money without spending your own cash upfront? That’s no longer just wishful thinking—it’s a proven strategy when you combine the power of a fiber laser cutting machine with smart equipment financing. From custom signage to engraved…
![](https://slsfinancial.com/wp-content/uploads/2022/06/S-and-P-White.png")
