Serving American businesses since 1986

Move business forward.

Smart technology, professional people, and straightforward payment solutions for equipment, vehicles, other business loans, sales enablement, real estate, and partner programs.

The best process is both digital and personal.

Technology should remove friction, not remove people. SLS uses modern tools to make the process easier to start, easier to follow and easier to complete — while experienced people stay close to the transaction because judgment, communication and problem-solving matter.

Technology + relationships = a lending experience that is simpler, more responsive and more useful than either one alone.
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Technology

Clear digital steps and tools that keep the transaction moving.

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Relationships

Professional people, practical judgment and a team that understands the business behind the request.

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→

Uncomplicated

A lending experience that feels easier without becoming impersonal.

One group. Multiple ways to move.

Capital solutions built around the opportunity.

Whether the opportunity starts with a purchase, a customer, a property or a transaction, SLS helps turn the next step into a clear path forward.

◫Equipment

Equipment & vehicle purchases

Help your business acquire the assets it needs while preserving cash and matching payments to the useful life of the purchase.

Explore business options →
⌁Sales enablement

Point-of-purchase payment options

Give equipment sales teams a simple way to introduce monthly payment options earlier — while the buyer is still making the purchase decision.

For equipment sellers →
↗Small ticket

E-commerce & Express transactions

Create a fast digital path for smaller commercial purchases where speed, simplicity and a low-friction experience matter most.

Explore Express →
▣Growth capital

Other Business Lending

Support inventory, payroll, expansion and everyday operating needs with structures built around the business rather than a single asset.

View lending solutions →
⌂Real estate

Investor programs

Flexible commercial real estate programs for investors and operators pursuing acquisitions, projects and income-producing opportunities.

Visit Real Estate Investor Fund →
◎Partner network

More ways to structure the deal

Common-sense underwriting, broad collateral flexibility and practical structures for transactions that need more than a rigid credit box.

Partner with SLS / S&P →
Useful links

Go directly to what you need.

Apply Online

Move directly into the SLS SecureLink application.

Apply →

Download Application

Prefer a printable application? Download the current SLS form.

Download PDF →

Secure Upload

Send requested supporting information through the secure portal.

Upload documents →

Financial Questionnaire

Provide business and financial information securely to help SLS evaluate your request.

Complete questionnaire →

New Business Budget

Create projected revenue, expenses and profit for a new or growing business.

Build a budget →

Credit Release Authorization

Authorize SLS to obtain the credit information needed to review a request.

Open credit release →

Municipal Application

Application information for municipalities and other public-sector entities.

Open application →

Customer Portal

View account information and make payments through SecureLink.

Open portal →

Pre-Qualify

Estimate monthly payment and get a quote for your business lending need.

Start now →

Ideas & Insights

Articles and practical information for business owners and partners.

Read insights →

Partner Programs

Submit transactions and explore S&P partner capabilities.

For partners →

About SLS

Meet SLS and share our enthusiasm for American businesses since 1986.

Our story →

Dealer Quote Tool

Help equipment dealers estimate customer payments before sending an application.

Get a quote →

Offer Payment Options

For manufacturers, dealers, and equipment sales organizations.

Explore payment options →
Business lending, uncomplicated.

Start with the opportunity. We’ll help with the path.

Whether you are buying, selling, investing or bringing us a transaction, SLS combines technology and relationships to make the next step easier.